Gene Murphy concentrates his practice in liability and property insurance coverage matters, as well as products liability defense. For the past 25 years, he has focused on the evaluation, litigation, and resolution of a diverse range of coverage disputes, including mediations, arbitrations, and trials. In addition to his work in Florida, he has appeared before various state and federal courts throughout the country, including courts in Alabama, California, Connecticut, Florida, Indiana, Michigan, Minnesota, Mississippi, New Jersey, New York, and Texas.
Property Insurance Coverage Litigation
With respect to property matters, Gene defends insurers and renders coverage analysis advice in a wide range of claims, including hurricane and wind damage, business interruption, design defect, faulty workmanship, law and ordinance, earth movement, sinkholes, mold, water damage, theft, collapse, hail damage, fire, and power failure. He recently obtained a dismissal with prejudice, with no payment by the defendant insurer, under a builder's risk policy in a paint overspray case. He also obtained a favorable settlement on behalf of an insurer in a multimillion-dollar business interruption and property damage lawsuit arising out of a theft of business inventory.
On the liability front, Gene provides coverage advice and litigates declaratory judgment actions involving various disputes, including duty to defend and indemnity obligations, employee exclusions, mold issues, assault and battery, additional insured issues, liquor liability exclusions, trigger and allocation issues, environmental, construction defect, contractual liability exclusions, bodily injury and property damage issues, occurrence and "expected or intended" issues, your product exclusions, separation of insureds issues, medical payments coverage, completed work exclusions, late notice issues, excess and umbrella coverage issues, and ADA issues. Gene recently obtained a "no duty to defend/indemnify" declaratory judgment arising out of the status of an injured worker and the application of employers' liability exclusion.
He regularly does presentations on insurance-related topics, and contributes to Robinson+Cole’s Property Insurance Coverage Insights blog.