Matthew (Matt) Ray


  • Overview


    Matthew Ray advises banks, private lenders and corporate borrowers in financing matters involving real estate-based, asset-based and cash flow-based financings. His practice also includes handling real estate transactions. Mr. Ray is a member of the firm’s Finance Group.

    Finance Transactions

    Mr. Ray represents both lenders and corporate borrowers in connection with commercial financings. Additionally, he also handles mezzanine financings, leveraged acquisition financings, bridge loans, restructurings, foreclosures, and workouts.

    Mr. Ray assists clients with conventional loans, construction loans, working capital loans, tax-exempt bond financings, and credit enhancements.

    Mr. Ray routinely advises lenders in connection with the financing of large projects such as shopping plazas, national chain hotels and office buildings. Mr. Ray has represented clients in obtaining multi-million dollar construction, real estate and working capital loans to help their businesses grow.

    Commercial Real Estate

    Mr. Ray handles general real estate transactions, including commercial property acquisitions and dispositions, leasing, land use, and title review.

    Mr. Ray drafts and negotiates commercial lease agreements for office, retail, restaurant and industrial properties. He has represented several landlords and tenants in the negotiation and lease of office space, and he was counsel to a regional real estate developer in the $36 million sale of several large residential apartment buildings.

    Prior to joining Robinson+Cole, Mr. Ray worked at other law firms in the Boston area, where he handled general commercial real estate matters and concentrated on lender representation in commercial financings.

  • Experience
    • Experience


      • Represented national lender in $75 million acquisition and construction loan made as part of a $620 million syndicated credit facility.

      • Represented national lender in $34.5 million construction loan made as part of $69 million co-lender credit facility.

      • Represented agent in closing of over $250 million of commercial real estate term loans and revolving asset-based credit facilities.

      • Represented national lender in the closing of multi-million dollar credit facilities for the purchase and development of multiple urban mixed-used commercial properties. 

      • Negotiated lease for a company which needed office and light manufacturing space in the Greater Boston suburban office market.

      • Negotiated lease for regional private company which sought to obtain Class A office space in Minneapolis, Minnesota.

      • Represented regional lender in providing financing for purchase of a New England marina and related commercial properties; also served as issuing title agent for both lender's and purchaser's policies of title insurance.

      • Guided regional real estate developer through the $36 million sale of several large residential apartment buildings.

    • Professional Associations

      Professional Associations

      Boston Bar Association

      Real Estate Bar Association for Massachusetts

      Real Estate Finance Association

      NAIOP – Commercial Real Estate Development Association
    • Honors + Awards

      Honors + Awards

      Selected as a Rising Star to the 2015 Massachusetts Super Lawyers list.

      Top Attorneys, New England's Outstanding Young Lawyers, 2015

    • Publications


      "The Value and Potential Hazards of an SNDA for Commercial Tenants," New England Real Estate Journal, Commercial Real Estate Semi-Annual Guide (Spring/Summer 2015)

    • News

      R+C News Releases

      • February 22, 2017

        Robinson+Cole Expands Finance and Real Estate Practices in Boston