Timothy P. Larsen


  • Overview


    Timothy Larsen focuses his practice on property and liability insurance coverage matters, bad faith and unfair claims settlement practices, and complex insurance and reinsurance issues. He is a member of the firm's Insurance + Reinsurance Group.

    Property Insurance Coverage

    Tim represents insurers in litigation involving property insurance coverage issues. He represents insurance companies in all phases of the insurance dispute process, from advising carriers on coverage obligations to representing them in litigation. He handles a broad range of coverage issues arising out of both commercial and homeowners insurance policies. He has experience representing insurers in claims and lawsuits involving property damage due to storms and natural disasters, defective building materials, and faulty workmanship. Tim has worked extensively in defense of insurers in claims and lawsuits involving defective concrete in federal and state courts. He has also represented insurers in cases involving complex business interruption and extra expense claims and has experience with class actions arising from insurance coverage disputes.

    Bad Faith Litigation

    Tim is also experienced at litigating and advising clients on allegations of bad faith and unfair claims settlement practices arising out of large property losses. He has represented numerous insurers in lawsuits asserting extra-contractual damages, such as those available in Connecticut under the Connecticut Unfair Trade Practices Act (CUTPA) and Connecticut Unfair Insurance Practices Act (CUIPA) and in Massachusetts under Chapter 93A.

    Pro Bono

    Tim is committed to doing pro bono work and has joined the firm’s efforts to assist the Center for Children’s Advocacy by representing young immigrants who are facing deportation proceedings.

    He writes regularly on insurance-related topics, and contributes to Robinson+Cole’s Property Insurance Coverage Insights blog.

    While attending law school, Tim served as Articles Editor of the Connecticut Law Review and represented clients as a member of the University of Connecticut Intellectual Property Clinic.

    Tim was selected as a Rising Star in the Connecticut Super Lawyers list for 2018.

  • Experience
    • Experience


      • Won summary judgment for an insurer who argued that the progressive deterioration and cracking of foundation walls caused by oxidation of minerals in the concrete was not an “abrupt falling down or caving in,” as required by the insurer’s policy.

      • Won summary judgment in commercial property insurance and unfair claims settlement practices case in the U.S. District Court for the District of Massachusetts. This case involved a claim for extra expense coverage for wages paid to salaried employees for their remediation efforts during the period of restoration following a loss. The court granted summary judgment because the additional payments sought by the plaintiff did not fall within the policy’s grant of coverage and the plaintiff’s bad faith and Mass. Gen. L. Chapter 93A claims failed as a matter of law.

      • Won summary judgment in property insurance and unfair claims settlement practices case in Connecticut Superior Court. This case involved a claim for “collapse” coverage under a homeowners insurance policy. The primary issue in this case was the appropriate trigger of coverage under a first-party property insurance policy in a progressive loss scenario. The court adopted the manifestation trigger, under which the plaintiffs’ claims were time-barred by the policy’s one-year suit limitation provision or, in the alternative, the plaintiffs failed to show that their alleged loss manifested during the relevant policy periods.

    • Professional Associations

      Professional Associations

      Connecticut Bar Association

      American Bar Association

      Hartford County Bar Association
    • Honors + Awards

      Honors + Awards

      Listed as a Rising Star in the 2018 Connecticut Super Lawyers list.

    • News

      R+C in the News

      • October 18, 2018

        51 Robinson+Cole Lawyers Recognized by Super Lawyers®

        • » more info
        • View article

      R+C News Releases

      • January 31, 2017

        Robinson+Cole Welcomes Six New Associates