Cassandra E. Castorino focuses her practice on representing lenders in the financing of multi-family properties through programs administered by Fannie Mae and Freddie Mac, which provide stability, liquidity and affordability to the mortgage market through banks, savings and loan institutions, and mortgage companies. She is a member of the firm’s Real Estate + Development Group.
Cassandra has experience representing lenders in the agency lending space, including reviewing title and survey, assisting clients in reviewing due diligence, and counseling on agency compliance standards regarding borrower organizational structures, cash-flow distributions, management of the property, and similar matters. Many of the transactions Cassandra works on include affordability features such as bond financing, low-income housing tax credits (LIHTC), tax exemptions/abatements, and Section 8 Housing Assistance Payments (HAP) contracts. Cassandra’s experience covers servicing matters, as well, on both securitized and unsecuritized loans.
Cassandra’s prior legal experience includes conducting legal research on securing judgment liens, bank levies, and wage garnishments across all 50 states, as well as default judgments on revolving and non-revolving consumer debt accounts, reviewing purchase and sale agreements, and analyzing bankruptcy portfolios.
Cassandra was a corporate law extern while in law school, during which she conducted legal research on SEC and FINRA rules and regulations regarding customer transparency in investment portfolios (KYC compliance). She also drafted entity formation documents as well as confidentiality, purchase/sale, merger, shareholder, limited partnership and limited liability corporation agreements and related resolutions.