Lawrence Klein

Lawrence Klein


Lawrence Klein


  • Overview


    Larry Klein is consulted by insurance companies from around the world on large and complex insurance coverage issues. He is a member of the firm’s Insurance + Reinsurance Group.

    Insurance Coverage Litigation

    Larry is a commercial trial lawyer who represents insurers in coverage disputes before state and federal courts and arbitration panels throughout the United States and in Bermuda. During his career, he has handled hundreds of cases, many of which have involved sophisticated insurance programs, multiple parties, and complex issues.

    Larry has successfully represented clients in numerous high-profile cases that have made national news. Many of these have involved insurance transactions in various disciplines, including construction projects, class actions, pollution catastrophes, financial transactions, mass torts, product recalls, and healthcare coverage. He has handled numerous high-stakes, multimillion dollar cases. He is currently involved in coverage issues regarding the opioid epidemic that is plaguing dozens of municipalities throughout the United States. Larry recently resolved a significant $100+ million pollution coverage claim arising out of the September 11 terrorist attacks, and he is involved with hundreds of claims that arose out of Superstorm Sandy. He continues to handle coverage issues and lawsuits related to exposure to the chemical methyl tertiary-butyl ether (MTBE), a gasoline component.

    Liability Coverage

    Larry advises insurers on policy drafting and complex insurance coverage issues. He has extensive experience providing advice and handling disputes relating to sophisticated retrospective premium and risk-transfer issues. He has provided coverage advice to insurers in connection with a range of cases, such as environmental catastrophes, terrorist attacks, product liability, and widespread construction defects.

    Larry holds an AV Martindale-Hubbell peer review rating, the highest ranking for legal ability and general ethical standards, as reported in the LexisNexis Martindale-Hubbell Law Directory. He was named a top lawyer in Legal Media Group’s 2015 Insurance and Reinsurance Expert Guide, and has been selected to the New York Metro Super Lawyers list from 2010 to 2020.

    Prior to joining Robinson+Cole, Larry focused on insurance-related litigation and counseling at an international law firm, where he held many senior positions.

  • Experience
    • Experience


      • Represents insurers in multiple coverage investigations regarding decades of coverage purchased by manufacturers, distributors and retailers of Oxycontin in the current onslaught of lawsuits by an increasing number of governmental entities. *

      • Provides insurance coverage advice to international affiliated insurers regarding dozens of complex products liability and construction defect claims arising in multiple states throughout the U. S. and Canada. The policies spanned a 14-year time period and dealt with a global developer and manufacturer of pipes and pipe fittings, comprised of, among other things, primary, umbrella and excess commercial liability policies. *

      • Provides coverage advice to certain excess insurers in connection with over 70 cases that were filed in state and federal courts regarding a 2014 chemical spill into the Elk River in West Virginia. The case involves the insured’s excess insurance tower of more than $250 million. *

      • Successfully represented the primary insurer of Bausch & Lomb in connection with thousands of claims around the world for a wide range of injuries stemming from fungal infections allegedly arising from a change in the composition of a contact lens solution. Mr. Klein was instrumental in solidifying New York case law before the U.S. Court of Appeals for the Second Circuit on the number of occurrences. *

      • Represented an insurance company that brought a declaratory judgment action against a nationwide chain of dental clinics servicing low income children. The dental professional liability policies afforded aggregate limits of coverage in excess of $1.4 billion for over 70 clinics in 22 states. Thousands of current and former patients alleged that the enterprise systematically performed excessive and/or unnecessary dental procedures. Following years of hard fought litigation, the insurer and Bankruptcy Trustee reached an agreement on a complex mechanism to settle all claims in exchange for $39 million, which was approved by the U.S. Bankruptcy Court for the Middle District of Tennessee. *

      • Served as lead counsel representing insurers in connection with claims valued in the hundreds of millions of dollars arising out of the construction of the $10 billion CityCenter Project in Las Vegas. Analyzed dozens of tenders to determine coverage status under multiple insurance programs; negotiated with insureds regarding the extent of their rights to a defense; acted as co-counsel and provided insurance expertise in connection with a related arbitration; and was instrumental in the resolution of what was anticipated to be the longest trial in Nevada history. *

      • Provides litigation advice to a number of London based insurers in connection with lawsuits brought against international banks under the Anti-Terrorism Act by survivors of victims of Hamas terrorist acts. It is alleged that, by allowing Hamas-related organizations to transfer money through their New York offices, the banks facilitated terrorism. *

      • Represents the insurers of a massive downtown governmental reconstruction project in connection with a multitude of property damage, environmental and other claims under Owner Controlled Insurance Programs (OCIP), Contractor Controlled Insurance Programs (CCIP) and practice policies. He is providing coverage advice and evaluating potential coverage, as well as analyzing claims with respect to applicable coverage and damages exposure. *

      • Represents insurers who provided over $70 million in coverage in the defense of an insurance client seeking coverage for alleged losses sustained in multiple underlying class actions. The successor to a financial services company and residential loan borrower is seeking to recover for settlements of approximately $322 million, while its successor in bankruptcy is seeking to recover payment on a $15 million judgment issued in one of the actions and defense costs of approximately $18 million. The matter is significant not only for the potential exposure but also because novel issues concerning professional liability coverage and fee exclusions will be litigated.

      • Provided coverage advice to an international insurance company in a matter where a Missouri jury awarded $355 million in compensatory damages and $35.5 million in punitive damages against a financial institution for a trust that was intended to fund “pre-need” funeral policies that would cover all future funeral-related needs. The matter is significant not only for the amount of the exposure but because of the novel issues concerning the interpretation of a claims release; pre-acquisition wrongful acts in the context of successor liability; and the interrelatedness of prior claims. *

      • back to top

      * Atty. Klein was counsel in these representative matters before joining Robinson+Cole.

    • Professional Associations

      Professional Associations

      American Bar Association
    • Honors + Awards

      Honors + Awards

      Selected to the New York Metro Super Lawyers list from 2010 to 2020.

      AV® Preeminent™ Peer Review Rated in Martindale-Hubbell™ (Martindale-Hubbell Peer Review Ratings is a trademark. AV Preeminent is a certification mark of Reed Elsevier Properties, Inc.)

      Top Lawyer, 2015 Insurance and Reinsurance Expert Guide, Legal Media Group

    • Presentations


      "The COVID-19 Crisis and CGL Insurance Coverage," co-presented with Stephen O. Clancy, Rhonda J. Tobin, J. Gregory Lahr and Jonathan E. Small, which addressed claim scenarios that insurers are likely to face in the COVID-19 era. (5/4/2020)
      • » more info

      "The Opioid Epidemic," presented during the DRI 2018 Insurance Coverage and Practice Symposium in New York (11/29/2018)
      • » more info

      "Policy Limit Demands— Protecting Insurers Against The Latest Strategy of Plaintiffs' Counsel," co-presented with Eugene P. Murphy and Rhonda J. Tobin, as part of the Insurance In-House Counsel CLE Series (6/13/2018)
      • » more info

    • News

      R+C in the News

      • December 7, 2018

        Larry Klein Presents Program on The Opioid Epidemic

        • » more info
      • October 18, 2018

        51 Robinson+Cole Lawyers Recognized by Super Lawyers®

        • » more info
        • View article
      • July 9, 2018

        Larry Klein, Gene Murphy, and Rhonda Tobin Present Program on Policy Limit Demands

        • » more info

      R+C News Releases

      • October 28, 2020

        Three Lawyers From Robinson+Cole’s New York Office Recognized by Super Lawyers®

        • » more info
        • View article
      • October 19, 2019

        52 Robinson+Cole Lawyers Recognized by Super Lawyers®

        • » more info
        • View article
      • October 17, 2017

        Robinson+Cole Lawyers Recognized by Super Lawyers®

        • » more info
        • View article